Services

Financial Planning Services

  • Discovery and Planning Process
  • Discover and help to prioritize Client’s short and long-term goals and aspirations.
  • Identify life transitions that Client is and expects to be experiencing.
  • Gather and organize Client’s data and documents.
  • Analyze Client’s financial condition, challenges and opportunities as they relate to the goals of the Client.
  • Develop an investment strategy that attempts to balance Client’s goals and tolerance for volatility.
  • Help Client with the financial implications of life transitions.
  • Provide written recommendations and alternatives to help Client achieve stated goals.
  • Help to implement financial decisions.

Ongoing Financial Advice and Service

  • Continue to help prioritize and implement Client’s short and long-term goals and aspirations.
  • Review financial plan regularly
  • Meet regularly with Client to review goals and progress.
  • Asset management services – optional
  • Monitor life transitions that Client is and expects to be experiencing.
  • Update financial plan regularly as needed.
  • Ongoing tax planning.
  • Strategize and coordinate with other Advisors (accountants, attorneys, insurance agents, etc.).

Asset Management Services (Under Advisor’s Management)

  • Develop written Investment Policy Statement.
  • Investment selection and execution of trades.
  • Periodic reporting.
  • Re-balance the portfolio when appropriate.
  • Re-allocate the portfolio due to changes in the economy, of the Client’s objectives, or performance of the mutual fund manager selected.
  • Tax loss harvesting (where applicable)

Other Services

  • Health, Life and Disability and Long Term Care Insurance for individuals and small businesses*
  • High quality tax preparation, planning, and advice